CHRYSTAL SEARCY

Meet Chrystal Searcy

Rutherfordton Branch Manager & Loan Officer

To see the joy on a home-buyer’s face when they are handed the keys to their new home really makes my day! Whether they are buying their first home or new vacation home, I’m proud to be a part of the process. As a mortgage advisor with Homestar, I’m able to help people with the most significant purchase that they will ever make. 

I’ve been with Homestar for over five years, but have been involved in the mortgage and real estate industries since 2002. My background in real estate gives me a unique perspective when working with people as they go through the home buying process. My motto is, “A mortgage is people, not paper.” To better assist my clients, I offer convenient online applications, phone interviews, or face-to-face meetings. Each person that I work with has a personal preference and I try to offer various methods to suit their individual needs.


“Helping people” is the core of both my professional life and my personal life. I currently serve on the Board of Directors of Rutherford Housing Partnership, support several community projects, and have served as my church’s secretary/bookkeeper for over 25 years. It’s exciting to see the growth and change in Rutherford County over the years, but some of the changes have been a struggle. I think it’s important for each of us to help out wherever and however we can.

Whether purchasing a home or refinancing a current mortgage, I dedicate my time and energy to making the process as smooth as possible for all of my clients. Contact me today to see if you qualify for one of our many loan products. This could be the year that you make owning a dream home a realty!

Rutherfordton Office

Office: (828) 332-3009, ext. 50097

Mobile: (828) 289-2893

Fax: (800) 203-6428

Location: Rutherfordton, NC

NMLS #1513839 NC #I-170953 SC #MLO-1513839

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Awards

  • Ranked one of the Top Mortgage Purchase Lenders Nationwide
  • #1 USDA Mortgage Lender in Georgia for the past 11 years
  • #1 FHA Mortgage Purchase Lender in Georgia for the past 6 years
  • #1 Mortgage Purchase Lender in Georgia for the past 3 years (Jumbo, FHA, CONV, USDA, VA)
  • 2016 USDA Lender of Excellence
  • HOMESTAR was voted Best of Hall County in 2016, 2017, 2019, 2020, and 2021 for “Best Mortgage/Home Loan Provider” by the readers of The Times, one of Georgia’s largest newspapers
  • Has been on Inc. 5000’s list of America’s Greatest (and Most Inspiring) Entrepreneurs in 2016, 2017, 2018, and 2019
  • On April 5, 2016, HOMESTAR was awarded the “Outstanding Georgia Business” title by Georgia Secretary of State and now Governor Brian Kemp, along with Georgia State Representative Terry Rogers at the state capitol

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